Blog
Everything you need to prepare for your first mortgage broker meeting
November 6, 2024
So, you’re gearing up for your first ever mortgage broker meeting. But as the big day gets closer, you’re not sure whether to feel excited or nervous. We’re here to assure you, there’s nothing to worry about. A mortgage broker […]
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Buying a home at auction: Everything first-home buyers need to know
September 30, 2024
Buying a home at auction can be a daunting experience. With bids flying from every direction, intense pressure from the auctioneer and mounting competition from fellow bidders, your stress levels will be through the roof. If you’re ready to buy […]
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Credit Reports 101: Everything You Need To Know For Your Home-Buying Journey
September 3, 2024
What is a Credit Report? Your credit report is like a financial report card. It’s a snapshot of how you’ve managed credit and debt over time. Like in school, this report reflects your history, including your highs and lows. It […]
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Navigating Construction Loans: A Guide for First Home Buyers
July 31, 2024
Buying your first home is an exciting journey, and if you’re considering building or renovating, understanding construction loans is crucial. Unlike regular home loans, construction loans are tailored for financing the building of a new home or major renovations. Here’s […]
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New Financial Year, New Goals: Empower Your Financial Future
July 2, 2024
With the new financial year upon us, now is the perfect time to reassess and set fresh financial goals. Whether you’re aiming to save for your first home, cut back on expenses, or simply understand your financial position better, we’ve […]
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Get your finances sorted for EOFY
June 5, 2024
EOFY is just around the corner (gasp!). If that statement feels like a jumpscare, you’re probably not prepared. It pays to keep on top of your finances throughout the year so that EOFY goes smoothly when it inevitably rolls around. […]
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Federal Budget 2024: What It Means for Homeowners and Aspiring Buyers
May 21, 2024
Last week, the Australian Federal Government delivered the 2024 Federal Budget. Here’s everything you need to know as a homeowner or aspiring buyer: Tax Cuts Tax cuts set to roll out from July this year were introduced, building upon previous […]
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Turning Dreams into Keys: First Home Buyer Rebates and Your Path to Homeownership
April 2, 2024
To borrow or not to borrow? That’s the question on many aspiring first-home buyers’ lips right now. We can’t blame you, either. It can seem like there’s something new shaking up the market every other week. It’s easy to feel […]
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Your Fixed Mortgage Rate is Expiring. Now What? A Look at Refinancing
March 1, 2024
So, your fixed-rate mortgage is about to hit its expiration date. What next? It’s like that moment of anticipation when you’ve been waiting in the Taylor Swift Ticketek queue, expecting something (anything) good to happen—except, in this case, it’s all […]
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3 Reasons Why Rentvesting Beats Buying for Building Long-Term Wealth
February 2, 2024
We’re not big fans of financial jargon but we’ll make an exception for this one word: rentvesting. It’s an investing term you’ll be seeing a lot more of this year, so now’s the perfect time to learn all about it. […]
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Money Mindset – How to Make Your Money Work for You
December 22, 2023
So, your New Year’s resolution is to buy a home in 2024. But how will you make that happen? With rates at a 12-year high, first home buyers are facing increased mortgage costs and higher monthly repayments. Though this might […]
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First Home Buyers – Home Ownership is Closer Than You Think
November 30, 2023
Becoming a first home buyer might feel like a pipe dream right now. With the media sprouting doom and gloom about mortgage cliffs and rising interest rates it’s easy to have a bleak outlook. But if you take a closer […]
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Everything you need to know about buying your first home with the help of a mortgage broker
October 31, 2023
Every Aussie dreams of owning their own home. But with the ongoing cost of living crisis, it’s easy to feel disheartened by the media’s gloomy portrayal of the housing market. Add to that the complex and confusing jargon banks and […]
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Essential Guide to Refinancing Your Mortgage
September 29, 2023
With the mortgage cliff on the horizon, understanding how to refinance your mortgage is more important than ever before. In 2023 and 2024, over a million borrowers will come to the end of their roughly 2% fixed-rate home loan terms, […]
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Why You Should Use a Mortgage Broker
September 4, 2023
Whether you’re looking to buy your first home or planning on refinancing your existing home loan, you might be wondering whether you should engage the help of a mortgage broker and how the process works. In this article, we’ll explain […]
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Homebuyers grant: Full details of $25k HomeBuilder scheme announced
June 4, 2020
On Thursday 4th June 2020 the Australian government announced the homebuilder stimulus scheme, offering $25,000 grants for new homes or substantial renovations. But just who is eligible for the cash and what are the strings attached? Who qualifies? To be eligible, you must: […]
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Key Bank Contact Details and Links for COVID-19 Hardship Support
March 26, 2020
AMP Email: AB_Credit_Services_Hardship@ampbanking.com.au 133030 ANZ https://www.anz.com.au/promo/covid-19/ Bankwest https://www.bankwest.com.au/help/coronavirus-support#content-btc-c?promocode=edm5979&cid=edm5979 1300 134 107 CBA https://www.commbank.com.au/latest/coronavirus.html?ei=hp-ban-cvp-default-coronavirus Connective Home Loans https://www.connectivehomeloans.com.au/contact-us/ 1300 543 558 | ING 1300 656 226 Macquarie Bank https://www.macquarie.com/au/personal/coronavirus ME Bank https://www.mebank.com.au/support/pausing-your-home-loan-repayments/ 13 15 […]
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Exciting news for first home buyers!
February 13, 2020
There’s nothing quite as exciting as receiving a shiny set of keys to your very own home. The thrill of knowing it’s all yours. The freedom to be able to do what you like with it. Nothing compares! If you’re […]
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4 habits of successful property investors
October 10, 2019
Australians love investing in property, and it’s no wonder why. The property market offers a myriad of opportunities to potentially grow wealth, irrespective of one’s professional background or skillset. However, there are certain habits that successful property investors often have […]
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Find out the September RBA decision
September 4, 2019
The RBA has kept the official cash rate on hold at 1.0% at its September meeting today. The RBA Board has hinted an extended period of low interest rates are required to reduce unemployment and achieve inflation targets. Following cash […]
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How to prepare for the Spring property season
September 3, 2019
The busy Spring property season is upon us and you know what that means? Whether you’re planning to buy or sell, NOW is the time to start getting organised. Here’s how. Tips if you’re planning to BUY this Spring: Get […]
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Four signs it may be time to refinance
September 3, 2019
Do you know what happened after the Reserve Bank cut the cash rate in June? Tens of thousands of Aussies took the Treasurer’s advice to “shop around and get the best possible deal”. Mortgage brokers around the country have recorded spikes in […]
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Everything you need to know about rentvesting
September 3, 2019
Rentvesting has become increasingly popular in recent times. Last year, research from the Property Investment Professionals of Australia (PIPA) found that one third of first-time buyers opted to become ‘rentvestors’, rather than homeowners. Here’s what you need to know before deciding whether […]
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Can you exit an off-the-plan purchase?
September 3, 2019
Are you considering buying a property off the plan? It’s a great idea on paper. You get a brand-new home and a nice chunk of time to save up for it. Combine that with the possibility of stamp duty concessions […]
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Why first home buyers should start small
September 3, 2019
When it comes to buying a home, bigger is better, right? Maybe not. All over the world, people are changing their attitude to the size of home they live in. This is particularly true amongst millennials, and if you’re looking […]
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Find out the August RBA decision
August 6, 2019
The RBA has decided to keep the official cash rate on hold at 1.0%. The cash rate remains at its lowest level in Australian history. The RBA’s recent decisions have prompted plenty of movement in interest rates amongst the big […]
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Need a loan for your next home- what is bridging finance, how does it work, pros / cons and other options…
July 28, 2019
Whether you’re upsizing, downsizing or just moving to a home in a new location, no doubt things have changed since buying your last home. This article explains the finance options available when you’re moving on to your next home. We […]
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Why your broker is your friend for life
July 28, 2019
How you use your income and available credit can make a huge difference to your lifestyle, so it’s very important to get it right. That means getting reliable, ongoing advice and support from a professional credit advisor/broker you know and […]
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How to identify the most profitable target market for your property
July 28, 2019
If you’re looking to rent out or sell your home, identifying the right market for your property and making it appeal to them, will help you to maximise your profits. So how do you go about it? Use these tips […]
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Tips to build your own home
July 28, 2019
Here’s an overview of what’s involved if you’re wanting to build your own home for the first time. What’s your budget? The first step to building a home is deciding what you can afford to spend. When buying a home […]
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How do your living expenses affect your borrowing power?
July 28, 2019
You may be surprised to discover that how much you spend on day-to-day living expenses can considerably reduce the amount you are eligible to borrow, even if you are a high-income earner. So, if you’re planning to buy a home, […]
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BREAKING NEWS! The Reserve Bank of Australia cut the office cash rate to 1%
July 2, 2019
As anticipated by market analysts, the Reserve Bank of Australia (RBA) cut the official cash rate for the second month in a row, bringing it to just 1% p.a. – a new historic low. RBA Governor Philip Lowe said last […]
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How to compare home loans and features
June 30, 2019
Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding […]
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5 common mistakes of first home buyers
June 30, 2019
Getting ready to buy your first home? As your mortgage broker, we’re here to help you every step of the way. It’s an exciting time and it’s easy to make mistakes. Here are 5 common mistakes that you should try […]
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How to make a pre-auction offer
June 30, 2019
With auction clearance rates slipping below 50% in some markets right now, vendors are much more open to a pre-auction offer. You’ll also find more vendors choosing a private sale over an auction because it allows them to hold out […]
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How to estimate the rental return on an investment property
June 30, 2019
No matter what investment strategy you use, calculating the potential rental return on an investment property is a key step in the purchasing decision process. The rental yield is an important indicator of how a property is likely to perform […]
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Is your Borrowing Capacity about to increase!!!!????
May 22, 2019
APRA- Australian Prudential Regulation Authority is an independent statutory authority that supervises institutions across banking, insurance and superannuation and promotes financial system stability in Australia. APRA’s newly announced proposal to allow banks to set their own serviceability floors when assessing […]
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Find out the May RBA decision
May 7, 2019
At its May meeting today, the Reserve Bank of Australia (RBA) decided to keep the official cash rate at 1.5% – despite speculation from economic analysts that there may be at least one, or possibly two RBA rate cuts by […]
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THE HIDDEN VALUE OF MORTGAGE BROKERS
February 11, 2019
In light of the recent final report of the Financial Services Royal Commission, there’s been a lot of really positive and supportive commentary about mortgage brokers and the value that they bring to Australian home owners. Much of the commentary […]
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How would an RBA rate rise affect you?
December 14, 2018
It’s been nearly eight years since the Reserve Bank of Australia (RBA) last raised the country’s official cash rate. Interest rates have been at historical lows for quite some time and as a homeowner, you may never have experienced an […]
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Unique Home Decoration Ideas For Christmas
December 19, 2017
Christmas is such a special time of year! You can feel the magic in the air at shopping centres as the decorations come out, or when you’re driving around and notice people transforming their homes into a wonderland of lights.If […]
Read MoreRecent Posts
- Everything you need to prepare for your first mortgage broker meeting
- Buying a home at auction: Everything first-home buyers need to know
- Credit Reports 101: Everything You Need To Know For Your Home-Buying Journey
- Navigating Construction Loans: A Guide for First Home Buyers
- New Financial Year, New Goals: Empower Your Financial Future