Blog

Find out the September RBA decision

Find out the September RBA decision

September 4, 2019

The RBA has kept the official cash rate on hold at 1.0% at its September meeting today. The RBA Board has hinted an extended period of low interest rates are required to reduce unemployment and achieve inflation targets. Following cash […]

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How to prepare for the Spring property season

How to prepare for the Spring property season

September 3, 2019

The busy Spring property season is upon us and you know what that means? Whether you’re planning to buy or sell, NOW is the time to start getting organised. Here’s how. Tips if you’re planning to BUY this Spring: Get […]

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Four signs it may be time to refinance

Four signs it may be time to refinance

September 3, 2019

Do you know what happened after the Reserve Bank cut the cash rate in June? Tens of thousands of Aussies took the Treasurer’s advice to “shop around and get the best possible deal”. Mortgage brokers around the country have recorded spikes in […]

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Everything you need to know about rentvesting

Everything you need to know about rentvesting

September 3, 2019

Rentvesting has become increasingly popular in recent times. Last year, research from the Property Investment Professionals of Australia (PIPA) found that one third of first-time buyers opted to become ‘rentvestors’, rather than homeowners. Here’s what you need to know before deciding whether […]

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Can you exit an off-the-plan purchase?

Can you exit an off-the-plan purchase?

September 3, 2019

Considering buying a property off the plan? It sounds good in theory, with the possibility of stamp duty concessions and other benefits for first home buyers. But in 2018 there were quite a few people who got caught out by […]

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Why first home buyers should start small

Why first home buyers should start small

September 3, 2019

When it comes to buying a home, bigger is better, right? Maybe not. All over the world, people are changing their attitude to the size of home they live in. This is particularly true amongst millennials, and if you’re looking […]

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Find out the August RBA decision

Find out the August RBA decision

August 6, 2019

The RBA has decided to keep the official cash rate on hold at 1.0%. The cash rate remains at its lowest level in Australian history. The RBA’s recent decisions have prompted plenty of movement in interest rates amongst the big […]

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Need a loan for your next home- what is bridging finance, how does it work, pros / cons and other options…

Need a loan for your next home- what is bridging finance, how does it work, pros / cons and other options…

July 28, 2019

Whether you’re upsizing, downsizing or just moving to a home in a new location, no doubt things have changed since buying your last home. This article explains the finance options available when you’re moving on to your next home. We […]

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Why your broker is your friend for life

Why your broker is your friend for life

July 28, 2019

How you use your income and available credit can make a huge difference to your lifestyle, so it’s very important to get it right. That means getting reliable, ongoing advice and support from a professional credit advisor you know and […]

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How to identify the most profitable target market for your property

How to identify the most profitable target market for your property

July 28, 2019

If you’re looking to rent out or sell your home, identifying the right market for your property and making it appeal to them, will help you to maximise your profits. So how do you go about it? Use these tips […]

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Tips to build your own home

Tips to build your own home

July 28, 2019

Here’s an overview of what’s involved if you’re considering building a new home for the first time. What’s your budget? The first step to building a home is deciding what you can afford to spend. When buying a home that’s […]

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How do your living expenses affect your borrowing power?

How do your living expenses affect your borrowing power?

July 28, 2019

You may be surprised to discover that how much you spend on day-to-day living can considerably reduce the amount you are eligible to borrow, even if you are a high-income earner. So, if you’re planning to buy a home, it […]

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BREAKING NEWS! The Reserve Bank of Australia cut the office cash rate to 1%

BREAKING NEWS! The Reserve Bank of Australia cut the office cash rate to 1%

July 2, 2019

As anticipated by market analysts, the Reserve Bank of Australia (RBA) cut the official cash rate for the second month in a row, bringing it to just 1% p.a. – a new historic low. RBA Governor Philip Lowe said last […]

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How to compare home loans and features

How to compare home loans and features

June 30, 2019

Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding […]

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5 common mistakes of first home buyers

5 common mistakes of first home buyers

June 30, 2019

Getting ready to buy your first home? As your mortgage broker, we’re here to help you every step of the way. It’s an exciting time and it’s easy to make mistakes. Here are 5 common mistakes that you should try […]

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How to make a pre-auction offer

How to make a pre-auction offer

June 30, 2019

With auction clearance rates slipping below 50% in some markets right now, vendors are much more open to a pre-auction offer. You’ll also find more vendors choosing a private sale over an auction because it allows them to hold out […]

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How to estimate the rental return on an investment property

How to estimate the rental return on an investment property

June 30, 2019

No matter what investment strategy you use, calculating the potential rental return on an investment property is a key step in the purchasing decision process. The rental yield is an important indicator of how a property is likely to perform […]

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Is your Borrowing Capacity about to increase!!!!????

Is your Borrowing Capacity about to increase!!!!????

May 22, 2019

APRA- Australian Prudential Regulation Authority is an independent statutory authority that supervises institutions across banking, insurance and superannuation and promotes financial system stability in Australia. APRA’s newly announced proposal to allow banks to set their own serviceability floors when assessing […]

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Find out the May RBA decision

Find out the May RBA decision

May 7, 2019

At its May meeting today, the Reserve Bank of Australia (RBA) decided to keep the official cash rate at 1.5% – despite speculation from economic analysts that there may be at least one, or possibly two RBA rate cuts by […]

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THE HIDDEN VALUE OF MORTGAGE BROKERS

THE HIDDEN VALUE OF MORTGAGE BROKERS

February 11, 2019

In light of the recent final report of the Financial Services Royal Commission, there’s been a lot of really positive and supportive commentary about mortgage brokers and the value that they bring to Australian home owners. Much of the commentary […]

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How would an RBA rate rise affect you?

How would an RBA rate rise affect you?

December 14, 2018

It’s been nearly eight years since the Reserve Bank of Australia (RBA) last raised the country’s official cash rate. Interest rates have been at historical lows for quite some time and as a homeowner, you may never have experienced an […]

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Unique Home Decoration Ideas For Christmas

Unique Home Decoration Ideas For Christmas

December 19, 2017

Christmas is such a special time of year! You can feel the magic in the air at shopping centres as the decorations come out, or when you’re driving around and notice people transforming their homes into a wonderland of lights.If […]

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